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Prepaid/reloadable credit or debit card
collins75
Posts: 1 Newbie
in Credit cards
Could someone please provide me some up-to-date info regarding a prepaid credit or debit card for occasional use online
to prevent personal details being stolen and unauthorised purchases being made. From what I've read they all appear
to require a smartphone or 'App', neither of which I have.
0
Comments
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Not sure whether it's possible to stop some debit cards from going into overdraft, but by definition credit cards can be neither prepaid nor reloadable.1
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Personally, I’d prefer to use a credit card for online purchases as it’s the credit card companies money being spent and in the event of fraud, it becomes very much their problem.Save £5k in 2024 challenge #32
Saved Total = £4,377.61 / £5,000
Secured/Unsecured loans x 1
Credit Cards x 7 (total limit £35,500)
Creation FS Retail Account x 1
0% Overdraft x 1 (£250)
Mortgage Outstanding - £139,518.69 (Payment 4/360)
Debt = £513.00 (0%APR) + £1,912.50 (0%APR) @ £112.50pm
Charity fundraising goal for 2024 = £1,000 for animal rehoming / dog fostering etc0 -
collins75 said:Could someone please provide me some up-to-date info regarding a prepaid credit or debit card for occasional use onlineto prevent personal details being stolen and unauthorised purchases being made. From what I've read they all appearto require a smartphone or 'App', neither of which I have.
I don't think any bank or credit card provider will be able to 100% guarantee that a fraudulent transaction will be made on your card. As someone said, best option is to get a credit card. I've had fraudulent transactions on my Amex and Barclaycard credit cards and it's been minimal hassle recovering the money.0 -
As above - there is no such thing as a prepaid credit card.
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