Travel Insurance for 84 year old

My Father In Law has been buying Travel Insurance  for individual trips which appear to be very expensive. He has about 3 - 4 trips a year, in Europe.

He is a fit and healthy 84 year old.

Is he better purchasing an annual policy and is he better to work through a broker?


  • edited 7 November 2022 at 10:17PM
    baser999baser999 Forumite
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    edited 7 November 2022 at 10:17PM
    I’d have thought an annual policy would be cheaper. I’m with All Clear (not quite as ‘senior’ as your father-in-law but I have medical conditions I need to declare) and buy on-line. They’re presently offering up to 26.25% back through TopCashback and Travel Insurance 4 Medical are offering 27.3% cashback. Might be worth having a look.
  • DullGreyGuyDullGreyGuy Forumite
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    Not many brokers offer travel insurance, most intermediaries are just tied agents.
  • TELLIT01TELLIT01 Forumite
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    Eighth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Annual policy will almost certainly be cheaper than several single trip policies.  Just check the total number of days travel per year the annual policy covers.
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