Travel Insurance for 84 year old

My Father In Law has been buying Travel Insurance  for individual trips which appear to be very expensive. He has about 3 - 4 trips a year, in Europe.

He is a fit and healthy 84 year old.

Is he better purchasing an annual policy and is he better to work through a broker?

Replies

  • edited 7 November 2022 at 10:17PM
    baser999baser999 Forumite
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    edited 7 November 2022 at 10:17PM
    I’d have thought an annual policy would be cheaper. I’m with All Clear (not quite as ‘senior’ as your father-in-law but I have medical conditions I need to declare) and buy on-line. They’re presently offering up to 26.25% back through TopCashback and Travel Insurance 4 Medical are offering 27.3% cashback. Might be worth having a look.
  • DullGreyGuyDullGreyGuy Forumite
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    Not many brokers offer travel insurance, most intermediaries are just tied agents.
  • TELLIT01TELLIT01 Forumite
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    Annual policy will almost certainly be cheaper than several single trip policies.  Just check the total number of days travel per year the annual policy covers.
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