Appear to have been over-taxed after salary increase - Month 1 tax code or something esle?

isasmurf

Da_Crojanz said:

Dazed_and_C0nfused said:

Da_Crojanz said:

Dazed_and_C0nfused said:

With all due respect you aren't going to get to the bottom of this on a forum like this unless you provide all the details from your payslips.

When you are on a non cumulative tax code if is usually very straightforward as all that is considered is the pay in that particular pay period and the tax code.

Yeah and the pay is £60 below what appears to be the standard for the tax code.

Dont expect a full answer but just wanted to know if people had experiences similar, if there was any point in contacting HMRC or if I should just write it off as money lost.

Neither seems the right option.

It's not an issue for HMRC and why would you write it off, why not work out what has happened, I suspect you have a basic misunderstanding somewhere but without the figures it's all guess work.

No need to patronise (though what should I expect in this forum…)

I got a 3.5k pay raise, from that I get £110 a month in my pocket or £1320, less than 35% of the gross pay. That isn’t correct and if HMRC have made an error or is their issue. I’ve been over taxed in the past and got rebates.

HMRC don't calculate your tax so it isn't their error, if there is one. Your payroll dept calculates the tax so you need to discuss it with them to get an understanding. 

Da_Crojanz

isasmurf said:

Da_Crojanz said:

Dazed_and_C0nfused said:

Da_Crojanz said:

Dazed_and_C0nfused said:

With all due respect you aren't going to get to the bottom of this on a forum like this unless you provide all the details from your payslips.

When you are on a non cumulative tax code if is usually very straightforward as all that is considered is the pay in that particular pay period and the tax code.

Yeah and the pay is £60 below what appears to be the standard for the tax code.

Dont expect a full answer but just wanted to know if people had experiences similar, if there was any point in contacting HMRC or if I should just write it off as money lost.

Neither seems the right option.

It's not an issue for HMRC and why would you write it off, why not work out what has happened, I suspect you have a basic misunderstanding somewhere but without the figures it's all guess work.

No need to patronise (though what should I expect in this forum…)

I got a 3.5k pay raise, from that I get £110 a month in my pocket or £1320, less than 35% of the gross pay. That isn’t correct and if HMRC have made an error or is their issue. I’ve been over taxed in the past and got rebates.

HMRC don't calculate your tax so it isn't their error, if there is one. Your payroll dept calculates the tax so you need to discuss it with them to get an understanding. 

I’ve already asked work and they said contact HMRC. Do you really think I wouldn’t speak to my work first??!!

Da_Crojanz

isasmurf said:

Da_Crojanz said:

Thanks again all, hoping to get to the bottom of this! Total taxable income for August was 3880, the extra backdated money was on my July pay though not August.

I think to further clarify the issue. I got a 3.4K pay raise at end of July but it seems from this month that only translates to an extra £110 in my pocket per month. This doesn’t seem right at all.

On 43k in June I got 2376 in my pocket and on 46.5k today I got 2486. HR told me the cost of private healthcare hasn’t gone up since.

I’ve done various tax calculators on my new and old salary and they add up on the old one but not on the new one. One thing I’m considering is that my private health care may be being taxed at 40% not 20%. I can’t work out if this is correct or not especially considering tax brackets  in Scotland are quite complex.

A monthly taxable wage of £3,880 will put you in the higher rate tax band in Scotland so any taxable benefit in kind will be taxed at 40%.

Applying your personal allowance of 1058 a single month's calculation would be
£0 to £881.67 @ 0%
£881.68 to £1, 061.17 @19% = £34.23
£1,061.18 to £1,974.83 @20% = £182.60
£1,974.84 to £3,472.67 @21% = £314.55
£3,472.67 to £3,880 @40% = £162.94
Total tax £694.31 + BIK @ 40%

The BIK is taken off of my tax free allowance hence it is 1058 and not 1257, so not sure if that changes anything.

Sorry to keep going back to tax calculators but my wife is on a higher salary than me in Scotland and the below tax calculator gets her take home salary spot on to the penny when we put our salaries and tax codes in, mine is £60 down.

thesalarycalculator.co.uk

That gives a breakdown of all taxes like you have down above, however the only difference is the £192 you’ve shown at 40% comes up at £98. The others are only a few pennies out.

The only way I can make it almost work is if I add the total taxable benefit cost as well but that has supposedly been taken off already and is why I have the lower tax free allowance.

Work say it’s nothing to do with them and to contact HMRC.

Dazed_and_C0nfused

Da_Crojanz said:

isasmurf said:

Da_Crojanz said:

Dazed_and_C0nfused said:

Da_Crojanz said:

Dazed_and_C0nfused said:

With all due respect you aren't going to get to the bottom of this on a forum like this unless you provide all the details from your payslips.

When you are on a non cumulative tax code if is usually very straightforward as all that is considered is the pay in that particular pay period and the tax code.

Yeah and the pay is £60 below what appears to be the standard for the tax code.

Dont expect a full answer but just wanted to know if people had experiences similar, if there was any point in contacting HMRC or if I should just write it off as money lost.

Neither seems the right option.

It's not an issue for HMRC and why would you write it off, why not work out what has happened, I suspect you have a basic misunderstanding somewhere but without the figures it's all guess work.

No need to patronise (though what should I expect in this forum…)

I got a 3.5k pay raise, from that I get £110 a month in my pocket or £1320, less than 35% of the gross pay. That isn’t correct and if HMRC have made an error or is their issue. I’ve been over taxed in the past and got rebates.

HMRC don't calculate your tax so it isn't their error, if there is one. Your payroll dept calculates the tax so you need to discuss it with them to get an understanding. 

I’ve already asked work and they said contact HMRC. Do you really think I wouldn’t speak to my work first??!!

You're missing the point here.  Your question was, I think, about the tax deducted on your payslip.  That is not a matter for HMRC, it is up to you and your employer to resolve.

As previously stated if you provide the details it should be simple to resolve.

There may be a bigger issue about your overall tax position but the facts relating to one payslip are simple to explain.  But only if the information is available.