car insurance no claims bonus rules on 2nd car 12 July 2022 at 6:52PM in Insurance & life assurance 2 replies 96 views

Nevo79

Hi, two car family thinking of going down to one. The older car will need lots of work to pass MOT and maybe 
not worth it given age / mileage (alternative is to buy another 2nd hand car £££ ).
Both policies are in my name with their own no claims bonus. If I don't renew but then say in 3 months time realise we can't 
manage with one car can I still get insurance using the no claims bonus of the old car we didn't renew on?
(and does it make a difference if I'm taking insurance out on a "new" car or the original one (assuming I get it through an MOT)
Anything else I should consider / might catch me out ?
Thanks 

Aretnap

Yes, most insurers will accept NCD for up to two years from the end of the policy on which it was last used.

Nevo79

thanks very much