Car insurance quotes partial blame accident 22 June 2022 at 5:20PM in Insurance & life assurance 4 replies 113 views

sheffieldeagle

Hi

It's car insurance renewal time again and I have an accident from May 20 that I need to declare. It's described by my current provider as a partial blame (I hit their open door with my wing mirror) and doesn't appear on my renewal. I would like to get some quotes before I renew but I'm not sure how to describe the accident on the quotes. Can anyone help please?

Many thamks

dunstonh

If your insurer was not recovered the loss from the other party then its an "at fault" claim that needs to be declared.    

sheffieldeagle

Just to add to my post I didn't make a claim. There are a number of options for "at fault' claims when filling out quotes. I was wondering what best describes my declaration?

Thanks

Sandtree

Depends on what options you are given when getting quotes... in most cases it will be a fault accident but have seen a small number of cases where split liability was an option (no idea what difference it made to quotes)

sheffieldeagle

Sandtree said:

Depends on what options you are given when getting quotes... in most cases it will be a fault accident but have seen a small number of cases where split liability was an option (no idea what difference it made to quotes)

Thanks for that much appreciated. Went with AA they didn't ask for anymore details than I have on the comparison sites.