How old were you when you started investing (workplace pension not included)

hiraethh

How old were you when you started investing? (workplace pension NOT included)

I started investing in a S&S ISA at the start of this month, at the age of 26.

redlightbulb

28.  Now 37.  Started from zero making monthly contributions in VLS 80.  £25 to £200 a month.  Mostly £150 to £200 contributions.  Now have £20k & just upped my monthly contribution to £250. 😀

enthusiasticsaver

Later than you.  55.  I opened a stocks and shares ISA. Prior to that I focused on paying off our mortgage and paying for our daughters to go to university and helped them with house deposits.  We overpaid our pensions from our mid 20s though. 

El_Torro

I was 22 when I opened my first S&S ISA. During my twenties and early thirties I didn’t put as much in my S&S ISAs as I could have. I concentrated mainly on building house deposits with any spare cash I had. I’ve never ignored my workplace pensions though. 

When I was in my early 20s it was easy to make a good return on Cash ISAs and savings accounts. By good return I mean a couple of percent above inflation. If I was 22 now with the current economic climate I think I’d be focussing a lot more on investments than I did then. 

hiraethh

I concentrated on my house deposit first too, I’ve saved my target amount, so now I’m able to invest consistently. I invest £200 a month. I also save £75 towards the costs of buying a house and £25 in my holiday fund a month. 😊

Cus

19, individual stocks via a phone broker. Used to look at daily prices on something called a paper..

jimpwarsop

Cus said:

19, individual stocks via a phone broker. Used to look at daily prices on something called a paper..

Same here. Hill Osbourne in Leicester.

Prism

I started contributing to a personal pension at the age of 26 as my company didn't give me a workplace pension. I opened my first ISA at age 45.

where_are_we

Thank Margaret Thatcher for my start in investing at about the age of 30. Her sale of the "family silver" with a host of privatisations which began in the 80`s enabled us to buy our present house without a mortgage. It got me interested in investing and I then moved on to a widespread range of investments.

Speedbird676

37.

After moving back to the UK after five years living abroad and not having contributed to a pension, I was contracting and started investing via a SIPP.

[Deleted User]

I bought my first house in 1989 with mortgage of £30K (just as mortgage rate  was about to peak at an unbelievable 15.4%). Mortgage increased to £50K in 1993 with a later purchase. I saved madly from income and paid off the mortgage in 1997. From 1997 (aged 40) onwards I then diverted surplus income into (first) PEPs, then S and S ISAs from 1999. Now aged 65.