Can a seller really protect themselves?

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I'm on marketplace at the moment but if eBay send me another 'no charges on selling fees' email then I'll be back listing on there.
The question applies to both marketplace & eBay though.
My experience on eBay in recent times is the buyer holds not all the cards, but 99.9999999% of them. Not good for honest sellers.
So "item didn't arrive" seems to be generally defended by proof of postage / tracking. I got stung on that one when an item 'turned up' (but didn't!) and because the tracker says it did, the seller got my money, i lost money & got no item.
So the question is really about "item not as described". Especially after reading this: https://www.thinkmoney.co.uk/blog/the-facebook-marketplace-scams-you-didnt-know-about/ talking about basically a 6 month timeframe for it to be not as described through PayPal.
I have a potential buyer right now I'm getting suspicious vibes from with their line of questioning. I'll say now that it could be perfectly innocent & it could well be my lack of trust in people. We may or may not find out should they decide to buy.
But what about when you sell an item, it's perfectly working & then the buyer goes through PayPal and hits you with no working / not as described?
Let's be clear here - it's also perfectly working for them too, they just want item for free.
What's stopping them from getting away with that? Nothing? Or is there something?
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If your worried sell it locally face to face for cash, chuck it or donate it. Small handful of dodgy buyers and sellers compared
to millions of transactions every day.
Been on Ebay for many years with thousands of transactions buying and selling, the number of issues is extremely small and the
number of issues where I thought using ebay for that transaction is smaller still.
One buyer claimed an item was faulty it was a face to face handover of money/item. Met them in the same place where they pointed
to a fault that was beyond my knowledge for that product, he hinted not to do something and they would be willing to buy it for less.
I declined and refunded them in full and took my item back and resold it later where the new buyer knew more about it and they said it
works perfectly.
A seller sold me something that had been modified without mentioning it. A product I have a fair bit of knowledge of so started trouble
shooting whilst fishing for answers from the seller. During the trouble shooting I spotted the signs of what they had modified.
Then they turned nasty, so I stopped trouble shooting it and opened a case for a full refund.
Seller split some equipment and sold it in different lots which was strange but suited me because I only wanted the accessory fitted to it.
My item had a manual accessory where they were selling an automatic optional one.
Problem was they had 4 gadgets with 4 accessories and when I bought the 2 accessories it left another buyer with 4 gadgets and only
2 accessories.
Final one is me as a buyer again and the seller did not post for a long time, excuse after excuse even though they purchased collection
only items during our conversations. I had enough and opened a case which they totally ignored and I got refunded. They posted the
items AFTER I had been refunded.
Thats about all that stick in my mind, various cheap items from China that never arrived but were refunded quickly. But overall not bad for
well over 20 years.
Sleep well.