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What Small DFW Thing Will You Do This Week? 02/05/22
BlueJ94
Posts: 2,606 Ambassador
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
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Debt owed;
Debt owed;
4
Comments
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Afternoon all
So far
Put away clean clothes
collected all dirty mugs and glasses
put dishwasher on
paid Likely Loans the £200I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;4 -
Thanks for starting the thread @BlueJ94 and congratulations on paying off likely loans.
Today I have/will:
1. Checked online banking (Habit, don't even know why I check on a bank holiday)
2. Popped to Tesco for Cat food and picked up a bag of sweets as I'm going to see Six the musical tomorrow
3. Meals from stores
4. Duolingo Ukrainian
5. Update phone, tablet and laptop also scan with free antivirus
6. Keep electricity usage as low as possible
7. Read free book
8. A bit of weeding and watered all plants in pots
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini4 -
Morning all!
Hope you all had a nice bank holiday!
Today I have/will:- Check banks
- Take LO pasta to work for lunch
- Drive on eco mode
- Update spreadsheet with spends
- Shuffle money around to correct accounts
- Order new bank card!
- Check student loan account (just out of interest)
- Charge phone fully before leaving work
- Walk pooch to shop for couple of bits
- Snap receipt
- Clear out 3 things
- Dinner from stores
- Crochet in front on the TV
TwigsStarting again..4 -
Hello all - happy short-week-after-a-bank-holiday! How many of us have already made the mistake of thinking today is Monday at least once?!
Little MSE things for me so far today:
- Banking checked
- £150 council tax rebate transferred to our "electricity buffer fund" account
- Free teabag used for a cuppa in the office earlier
- MSE article about lease extensions forwarded to the other half with a suggestion that we hold off on ours until we see if there is an implementation date announced for new legislation around them.
We're both now back in the office full time - I have been for a while but MrEH's firm have demanded everyone's return from today. Annoying but there you go - we'll wait and see whether in practise him doing a single day of WFH going forwards might be considered OK, but intially it'll cost us the additional tube travel (5 days up from the 2 he was doing previously) and an additional day's diesel too as he'll be commuting on his own on a Friday.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Morning!
Sorry for not checking in but I was so busy at my parents' that I didn't get a chance to draw breath or think for the most part! I got home yesterday and spent the afternoon tinkering with a new project. I have wanted to try spinning for a couple of years now and I finally got myself booked onto a beginners workshop in July. Now the opportunity for a vintage spinning wheel came my way so I have purchased. New wheels are super expensive and the restoration project will keep me occupied! It was coated (badly) with a nasty brown painty varnish. I spent the afternoon stripping it off. It needs to dry then I will treat the woodworm. Once the varnish was off, it became apparent that it's a bit of a "Frankenwheel" as some of this bits appear to be different and others missing. This has kind of pleased me as it means I can restore it however I like and i won't be ruining an antique.
MSE list:
B/L/D from stores
Towels on hot to clean the washing machine, then outside to dry - inside by the dehumidifier as the rain has set in longer than anticipated
Work from home - done
Sew some more of the evil never-ending blanket
Listen to Arne and Carlos podcast
Go for my constitutional walks
Put woodworm treatment onto spinning wheel (although the paint stripper probably didn't do them any favours!)
Finish off budget sheet - done
Spendy things:
Post a parcel to my cousin - done
Have a lovely day all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61134 -
Hi all!
Today I have/will:
Today I have/will:- Check banks
- Take LO pasta to work for lunch
- Load of washing on 30 degree eco wash
- Get OH to put LO stone on gumtre*
- Drive on eco mode
- Update spreadsheet with spends
- Read MSE email
- Text netball team re subs
- Charge phone fully before leaving work
- Walk pooch to shop for couple of bits
- Snap receipt
- Clear out 4 things
- Dinner from stores
- Sew hole in friends jacket so I can return it to her
- Crochet in front on the TV
TwigsStarting again..5 -
Hey all - happy Wednesday!
Mine for today:
- Banking checked
- A few small items cleared off CC rather than leaving it to one big money shuffle when the statement comes in.
- Precautionary check of NI contributions to make sure I have no gaps - confirmed that I don't, so all good there!
- Meal plan done for a full week ahead - using almost entirely storecupboard/Fridge/freezer items - next week's shopping will be milk, fruit & veg, basically.
I was planning on going to the gym this evening straight from work but have decided against as it's my first day back cycling for part of my commute after Covid and it just feels as though adding the extra 4 miles on to go to the gym will be a bit "too much" - trying really hard to listen to my body on this one and not rush things!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Hi everyone sorry I have been missing over the last few weeks, I have still been doing some things, it's been a hard few weeks as my DS has been a nightmare to the point he's had me in tears and then there's my joy which I'm not happy in.
Today I have
Check online banking
Put washer on
Cleaned the main bedroom
Looked for another job
Cleaned the kitchen sink and draining board
Think that's everything today
Hope you all have a lovely evening
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £395.92 /£2023
Declutter 2023 in 2023 35/20234 -
@Deb4 - I hope things are a bit calmer for you today. Sorry to hear you're having such a tough timeLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61131
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Morning folks
Oooof well I didn't do much yesterday... the adrenaline of the past week ran out and I was completely zonked. I decided to just rest all afternoon and evening and I had an early night. Got a good solid 8 hours sleep and I feel a bit better today.
MSE things today:
B/L/D from stores
NSD
OH teaching
Will do some blanket squares this evening. I was too tired last night
Turn dehumidifier back to "air purifier" now that the washing is dry
Spendy things:
Working from the office so more petrol used
Other things:
Go to vote after work - combine with a walk
OH to do the housework
Put the washing away
Have a good one all
clf xLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.31Student loan repaid: 01/07/2019SAVINGS: £20,000Car final lump sum: £6113/£61131
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