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Section 75 protection

Hello,

I'm about to make a large purchase of about £15k and the deposit is £3k. I think the company would prefer for me to pay cash (debit card) which I don't mind but I would prefer a bit of protection so can I pay £100 on a credit card and the rest of the deposit cash or to get protection do I need to pay the whole deposit by Credit card ?

Cheers
8kw system spread over 6 roofs , surrounded by trees and in a valley.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can pay 1p and get s75 protection.

    You just need them to agree to accepting a credit card as payment. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 8 April 2022 at 10:19AM
    £100 is simply the minimum amount for an item/service to be covered - e.g. if you bought 99 red balloons at £99 each, you would not be covered but you would have the cover if they were sold as 1 purchase of 99 balloons costing £9801
  • arty688
    arty688 Posts: 414 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    OK cheers I thought it was between £100 and £30000 and all other advise seemed to say pay the deposit with credit card which in this case is quite big and I can understand it costs the company more to take a credit card payment.
    8kw system spread over 6 roofs , surrounded by trees and in a valley.
  • born_again
    born_again Posts: 24,045 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    S73 cover is between £100 & £30K item purchase price.
    You can pay as little as 1 Pence on a CC to have full S75 protection on the purchase (make sure you have proof of other payments, receipt etc) So long as it meets the S75 criteria.
    Life in the slow lane
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