Help to buy ISA - opened two years ago - can I still pay in

I opened a help to buy ISA for my daughter (now 19) two years ago before the deadline. But did not pay in any money at the time. Can I still pay in an amount that the Government will match - or did this need to have been done at the time? It is with the Nat West.
many thanks


  • WillPSWillPS Forumite
    1.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    If the account's still open, you can continue to make payments subject to the £200/month maximum
  • eskbankereskbanker Forumite
    25.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's unlikely that the account will still be open if it was never funded at all, but if it has somehow survived, it would still be possible to make the initial contribution of £1,200 in the first month of funding, under clause 6.1(A) of the scheme rules:
    A Help to Buy: ISA Holder shall be entitled to pay in aggregate up to the Maximum First Month Amount into their Help to Buy: ISA in the first month in which they pay any amounts into their Help to Buy: ISA.
    However, there is no government matching as such, the government bonus is 25% if making an eligible purchase....

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