What Small Things Will You Do This Week? 07/03/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Morning everyone

Today I have/will:

1.  Checked online banking
2.  Been to home bargains to get cat litter
3.  Paid Tesco credit card
4.  Meals from stores
5.  Surveys
6.  Duolingo Welsh
7.  Washed towels and now on line drying

twiggy86

Morning all! Hope you all had a good weekend. 

Today I have/will:

• Check banks
• Squeeze out end of toothpaste
• Make lunch to take to work 
• Make CC payment 
• Check TCB - small amount payable which I may cash out 
• Update spreadsheet with weekend spends
• Do balance transfer as some is about to come off 0% 
• Email energy company as haven't been receiving bills 
• Go to gym at lunch 
• Drop present to friend on way home from work (a homemade crochet gift)
• Dinner from stores 
• Crochet in front of the TV 

That's everything I can think of for now. 

Twigs 

BlueJ94

Morning all,

I went to bed early last night so ended up having 9 hours sleep!

To do

Work lunches done 
Wash Sainsburys uniform done
Empty Dishwasher done
Finish hoovering spare room

Deb4

Hi Everyone

Been missing this weekend as did'nt feel well then on Saturday DS was messing around with his toys and it hit the TV so it had a big black line down it, thankfuly my brother had a spare TV so that was good.

Today I have/will do

Check on line bank

Took lunch to work

Tea at mum's tonight

Pegged washing out

Put washer on

Try and stay awoke to watch the football

BlueJ94

Afternoon all,

Originally there wasn't over time for this week with Sainsburys but the manager who I speak with alot just asked me could I work a shift tomorrow. I said yes, plus the wage is now £10ph but £12.45 between 4am and 6am. So works out good for me.   I really hope they keep me on I enjoy working there. I'll find out in 26 days!

BlueJ94

Update 

So phoned Vanquis, offered them £100 which I didn't expect them to accept. They said no, so I said £140 50% they basically laughed and said they wanted £210, I explained I can't afford to give you that much so keep me on the payment plan.

So now I'm planning on paying the £100 to another debt but not sure who yet  

BlueJ94

Woohoo I'm not at the 3.5k mark. Just paid SafetyNet £100

BlueJ94

Morning all!

To do today 

Sainsburys shift
Put stuff on airer
Work lunch 
Drink 2 litres of water 

Not much going on, working sainsburys again tomorrow so probably an early night after a night bubble bath. 

Deb4

Morning everyone

Today I will/have done

Check online bank and move money around

Pegged washing out

Put washer on

All meals from stores

think that's everything I can think off

have a good day

twiggy86

Morning all!

Today I have/will:

• Check banks
• Use charity bag as bin liner 
• Make lunch to take to work using up some of the gammon I cooked at the weekend - re-using a sandwich bag (will think what to use once I'm out of bags!)
  
• Turn microwave off at the wall 
• Transfer my LO squash into my water bottle to take to work
• Check TCB - £31.31 finally payable!
  
• Check if last CC statement has come in 
• Chase refund of something I returned on 12 Feb and haven't heard anything EDIT: Parcel is "stuck" with Hermes but they have agreed to refund me. Refund already received (£18) so paid that off Next 
• Remind netball team to pay me subs for this week 
• Update spreadsheet 
• Drive home different way to get LPG then drive to different garage to get petrol - want to fill up as much as possible now as prices just keep increasing! Although will try to mainly use LPG as it's cheaper! 
• Dinner from stores 
  
• Crochet in front of the TV 

That's everything I can think of for now. I hope you all have a good day! 

Twigs