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Boiler insurance without direct debit

Hello
I am looking to take out boiler insurance however every company i check online only seems to offer boiler insurance via direct debit. This is not possible with my bank account. Can anyone suggest a boiler insurance provider where i can pay an annual fee using my debit or credit card. I can afford up to £225

Comments

  • Farway
    Farway Posts: 15,411 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    Maybe try a local to you smaller heating company. I know round here there are some & bubg in the annual check up as well, no idea of cost though

    But for that sum self insurance surely must be an option? My biggest bill in last 15 years was just over £300 to replace the PCB
    This year I have worn ignition electrodes, £35 + £55 for fitting but not urgent
    When an eel bites your bum, that's a Moray
  • About 2 weeks ago i was worried that the boiler wasnt starting luckily i got it fixed myself but the charges for a repair person were around £50 for 30mins and when i read some of the reviews online you cant always guarantee that the repair person will be competent enough to do the job .  This is why i wanted to take out specific boiler insurance but im amazed that it has to be paid by direct debit and i cant do a one off annual payment
    Farway said:
    Maybe try a local to you smaller heating company. I know round here there are some & bubg in the annual check up as well, no idea of cost though

    But for that sum self insurance surely must be an option? My biggest bill in last 15 years was just over £300 to replace the PCB
    This year I have worn ignition electrodes, £35 + £55 for fitting but not urgent


  • Verdigris
    Verdigris Posts: 1,725 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Most insurance is a waste of money. Just put some money aside.
  • milgo
    milgo Posts: 298 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Tumtitums said:
    Hello
    I am looking to take out boiler insurance however every company i check online only seems to offer boiler insurance via direct debit. This is not possible with my bank account. Can anyone suggest a boiler insurance provider where i can pay an annual fee using my debit or credit card. I can afford up to £225
    Do you have a friend that you trust who could make the DD payments for you if you were to pay them the amount monthly?
  • QrizB
    QrizB Posts: 22,255 Forumite
    10,000 Posts Fifth Anniversary Photogenic Name Dropper
    Verdigris said:
    Most insurance is a waste of money. Just put some money aside.
    Agreed. Don't pay to insure against an event you can afford. (There are occasional oddities, like my current car insurance where fully comp was cheaper than 3P or 3PFT ...)
    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 35 MWh generated, long-term average 2.6 Os.
    Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
  • Verdigris
    Verdigris Posts: 1,725 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Yes, the only insurance i have is motor, because it's compulsory, and as you say, fully comp is cheaper, at least for old gimmers.

    I will have to be all grown up and get house insurance, soon, as I've been renting for a while, but £90-odd to insure about £250k seems like a bargain, in comparison.
  • Farway
    Farway Posts: 15,411 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    Tumtitums said:
    About 2 weeks ago i was worried that the boiler wasnt starting luckily i got it fixed myself but the charges for a repair person were around £50 for 30mins and when i read some of the reviews online you cant always guarantee that the repair person will be competent enough to do the job .  This is why i wanted to take out specific boiler insurance but im amazed that it has to be paid by direct debit and i cant do a one off annual payment
    Farway said:
    Maybe try a local to you smaller heating company. I know round here there are some & bubg in the annual check up as well, no idea of cost though

    But for that sum self insurance surely must be an option? My biggest bill in last 15 years was just over £300 to replace the PCB
    This year I have worn ignition electrodes, £35 + £55 for fitting but not urgent


    My bold, I think this is where a local known person is the answer, mine charges a straight £55 per hour so 30 minutes would be £55 but he does say a bit over hour is still £55, no doubt that is dependant on the day etc.
    How to find a good one locally can be hit or miss, ask around or if on FB or other local forums ask there, not fool proof but at least a starting point

    When an eel bites your bum, that's a Moray
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