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Partially Satisfied after 6 years
funkypriest
Posts: 77 Forumite
This may be a very quick answer to my question. If I have a debt that has been defaulted for 6 years already (no longer on my credit file) but I am still paying this off, if I make a full and final settlement does this in any way 'bring back' the debt into my credit file as partially satisfied or will it still not appear as the 6 years have passed? Thanks in advance.
LBM(2) Jan 2014 - Debt £17500 :eek:
Current Debt: £16411.26
Weight Lost: 10.25/60 lbs :j
Current Debt: £16411.26
Weight Lost: 10.25/60 lbs :j
0
Comments
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Once it is defaulted, and has passed off your credit file, it shouldn't reappear as far as I know.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
It won`t reappear once its dropped off your file, no matter what you do.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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