Cheaper insurance for 18 year old

Any one know how I can get cheaper insurance for a 18.year old girl. She has been offered a hyundai getz 57 plate and on campare websites it nearly £4000 a year what seems stupid with the car.
Any advice 

Sal

Comments

  • Sandtree
    Sandtree Posts: 10,628
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    Get a car an 18 year old wouldn't want to be seen dead in.

    Assuming there is a reasonable prospect of them needing to possibly drive the car, add an experienced older person with a clean record as a named driver.

    Premiums for 18 year olds are much more about the damage they could cause to others than their own vehicle and if you have a Getz or a Quattroporte it does about the same damage to a pedestrian at 30mph 
  • forgotmyname
    forgotmyname Posts: 32,517
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    edited 16 May 2021 at 12:48AM
    Decline the car and choose something else.  Had a similar quote for the same make/model but
    ended up buying a KA which was £1100.
    The KA and Fiat 500 were the cheapest for us.

    Censorship Reigns Supreme in Troll City...

  • chrisw
    chrisw Posts: 3,388
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    Yes, by adding a driver and choosing the right car, you should be able to get the premium down to around £1100 to £1400. Unless you live in a high risk area.

    My two both had cheap Fiat Puntos which soldiered on well.
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