recommended credit card? 25 February 2021 at 12:30PM in Credit cards 15 replies 351 views

olb1

i am looking for a credit card for contactless payments to buy coffees fuel and groceries. ill spend about 500 a month and pay it in full. any recomendations? i currently bank with nationwide and have a virgin mortgage. many thanks 

zx81

You'll probably struggle to find a card without contactless.

cymruchris

 zx81 said:

You'll probably struggle to find a card without contactless.

They don't not want contactless.

As you bank with Nationwide- they could be a good option - but any card where the provider offers an eligibility checker on their own website is worth a look. Something with a bit of cashback or points might be useful if you qualify for one - something like Barclaycard rewards, Amazon platinum, Amex platinum cashback (although not all small cafes and restaurants take amex). As long as you pay your bill in full each month (preferably by direct debit) you'll not have any interest to pay (as long as you dont use it for withdrawing cash).

zx81

cymruchris said:

 zx81 said:

You'll probably struggle to find a card without contactless.

They don't not want contactless.

I know. That's why I suggested it would be difficult to choose one which doesn't offer the contactless they want.

Cisco001

Amex Platinum cashback card if you spend over £3000 a year

barclays rewards if you spend less.

pbartlett

As it happens, Nationwide do offer a non-contactless card!!

cymruchris

pbartlett said:

As it happens, Nationwide do offer a non-contactless card!!

They don't want a non-contactless card.

cymruchris

zx81 said:

cymruchris said:

 zx81 said:

You'll probably struggle to find a card without contactless.

They don't not want contactless.

I know. That's why I suggested it would be difficult to choose one which doesn't offer the contactless they want.

A bit confusing then - as others are also now trying to offer non-contactless cards  

olb1

I used a nationwide credit card a few years ago and found it frustrating as transactions wouldnt appear online for 2/3 days. I'd like to see pending transactions immediately. barclaycard could be good as ive used them before. 

cymruchris

olb1 said:

I used a nationwide credit card a few years ago and found it frustrating as transactions wouldnt appear online for 2/3 days. I'd like to see pending transactions immediately. barclaycard could be good as ive used them before. 

Find the bc cashback rewards card eligibility checker - and pop your details in - they'll give you a strong indication of whether or not you'll be accepted before you apply. 

dave1345

olb1 said:

I used a nationwide credit card a few years ago and found it frustrating as transactions wouldnt appear online for 2/3 days. I'd like to see pending transactions immediately. barclaycard could be good as ive used them before. 

Pending transactions now appear in the Nationwide mobile app, but not the online banking.