Will my travel ticket affect UC entitlement?

cmbrookes

Adding to a thread I started earlier my question is also regarding deductions before tax. So I have a train travel ticket which my employer covers 75% of and I then pay back then 25% over 10 months. What they do is they pay me the full of cost of the ticket into my wage and then deduct the full cost before tax and NI. The 25% I owe then begins to be repaid in the following wage. Now when they pay me the full cost of the ticket this will obviously affect my gross pay, student loan repayment, tax and NI. So will this also affect my UC because the full of cost of the ticket isn't the loan I owe back, the loan is the 25% which begins to be repaid the following month. I understand that the 25% loan repayment will certainly affect my UC but what about the initial payment of the full cost of the ticket. I hope I've made it easy to follow,  it is complicated.
Regards
Chris 

huckster

The UC earnings information is fairly basic and is what your employers report.
It will show Gross pay, Income tax, National Insurance, Pension, Net pay.    UC will take into account the net pay amount.
Your employers payroll are responsible for how they report the information and you may want to query this with them.
I am not sure that the employers include the travel ticket amount within the gross earnings amount they report to HMRC  RTI , therefore UC would never have this information.  It may show on your wage slip, but is input as a different  payment type. 

When UC ignores the third party deduction which is the 25% repayment  you pay towards the travel ticket, this would be correct, as it is you repaying a amount out of your wages and is part of your earnings.  

cmbrookes

Thanks for your help on this, great advice. I'm glad I can put my faith in this forum.