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Insurance-father lives rent free in house we own with mortgage
lisarut_3
Posts: 1 Newbie
Has anyone got any advice on how we insure a property. We own the property with a mortgage and my father in law lives there rent free. Its informal arrangement with no paperwork in place. He pays utility Bill's and council tax but that is it. What is the most affordable way to correctly insure the home for building and contents. Thanks
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An expert will be along shortly but my interpretation would be:lisarut_3 said:Has anyone got any advice on how we insure a property. We own the property with a mortgage and my father in law lives there rent free. Its informal arrangement with no paperwork in place. He pays utility Bill's and council tax but that is it. What is the most affordable way to correctly insure the home for building and contents. Thanks
He is living there with his contents which he insures.
You own the property which you insure. You will have to be truthful on any questions on the buildings insurance application.
You have obviously informed your lender that you no longer live there and have appropriate permissions?
The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon0
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