Mothers House insurance POA

j9heyworth

Hi
Need to sort my mothers house insurance as she is going into care. 
My brothers is still residing in the property until such a time when we need to sell, so As I am POA do I put it in my name?
Thanks

Robin9

No - just pay the premiums.

Perhaps the opportunity to hit the comparison sites for insurance and utilities. 

davidmcn

The buildings insurance needs to be in the name of the owner - which is still your mother. Contents insurance should be whoever owns the contents.

Sandtree

Robin9 said:

Perhaps the opportunity to hit the comparison sites for insurance and utilities. 

Need to be careful with the comparison sites... home insurance normally requires the property to be the policyholders main abode but this will not be the case in this instance. Aggregators are designed for the masses not for those with more specialist needs and whilst you can try and put a square peg through a round hole you may find yourself stuck down the line if a claim is declined as the policy was inappropriate.

TELLIT01

As long as the house remains occupied by a family member there shouldn't be any issue.  If the house stands empty for an extended length of time the insurer needs to be informed.