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Travel insurance for group holiday

Bit stumped by this one, group holiday booked with lots of family for May 21, its in France and is a group of cottages all booked as one group.  my sister has paid the full price and we will all give her our share.  How do I book some travel insurance that will cover me?  If I just book cover for myself as you normally would will they pay out (under the terms) even though I didn't actually pay for the holiday.  I'll book my own flights but will the fact I can prove I paid my sister for my share be enough evidence?
"You've been reading SOS when it's just your clock reading 5:05 "


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