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Cancelled holiday

I booked a holiday to Cyprus for me and my family 6 of us for this year but with everything going on decided to move to 2021 did this on line and felt really proud of myself unfortunately it’s not all inclusive and not same accommodation Long story short have had to cancel due to the fact it was going to cost me another £1600 which after losing my job I cannot afford I have Lost £1500 and find TUI haven’t helped me at all I understand I will lose my deposit but that was £300 am I being stupid thinking this isn’t right 

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