Do you need to declare a medical issue that's arisen between buying travel ins and departure?

kuepper

Recently had a lot of itchiness on one leg which doc said could be just dry skin or could be caused by varicose veins - which I've had for donkey's years and not declared because I've never had treatment for them.. As GP isn't doing physical appointments and I couldn't answer all the questions I was asked over the phone GP sent me to hospital for a vascular scan to check blood was flowing ok in my leg - and it was. So all I've been advised to do is apply moisturiser to the itchy area. Can't tell from policy whether this has to be declared before I travel

[Deleted User]

You should inform them, after all if you fall over and break an ankle, their specialists will be able to prove it was caused by your undeclared itchy leg and bulbous veins

TELLIT01

Generally any medical intervention needs to be reported.  That's certainly true of the insurer I used although that was one which is designed for people with pre-existing conditions.  I'd actually had a letter from them to say that any medical treatment, including visits to GPs, had to be reported.  I called them, told them the reason for the GP visit and was told they would add that to the notes and despite the fact that the treatment was a simple course of antibiotics I was charged £30 for the admin work to update the file!

Sandtree

Is this an annual or single trip policy?

kuepper said:

which I've had for donkey's years and not declared because I've never had treatment for them.

Obviously a potential issue for the insurer too depending on the exact questions asked 

kuepper

Sandtree said:

Is this an annual or single trip policy?

kuepper said:

which I've had for donkey's years and not declared because I've never had treatment for them.

Obviously a potential issue for the insurer too depending on the exact questions asked 

Single trips. I don't really see why it's an issue as I'd never seen a doctor about varicose veins as I'd no need to. Do you think ppl should declare being eg colour blind, bald etc or things you diagnose and treat yourself without going to a medical practicioner like headaches, dry skin, warts, ingrowing toe nails, coughs, colds, ringworm, dandruff etc

Browntoa

If it appears in your GP medical notes it needs declaring

sheramber

If in doubt phone and ask them. That way you will be covered if the question arises.
What you declared or didn't declare on previous policies does not matter now. Now your GP has knowledge of your varicose veins it will be on your medical record . 

The facT that you consulted  your  GP and attended hospital does now need to be reported.

csgohan4

Always a good idea to get your Summary care record from your GP to hand before you buy travel insurance, so you can report everything on there, as no one's memory is perfect. It's free to get it emailed to you

kuepper

csgohan4 said:

Always a good idea to get your Summary care record from your GP to hand before you buy travel insurance, so you can report everything on there, as no one's memory is perfect. It's free to get it emailed to you

never heard of Summary care card before, that's a good idea i'll ask about it