We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

BW Legal Application to have judge's struck out decision set aside - what happens next?

13

Comments

  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    nosferatu1001 said:
    Caution - thats a grey area
    Given the limitations act gives them 6 years to pursue the charge, its hard to say they should take action immediately. 
    The Act doesn't give them free reign to profit by inaction though? If they'd previously sent debt recovery letters, especially if said letters threatened court action,  then any delay in pursuing to court was their conscious decision.
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    It isnt "profit", technically. Its a grey area, hence its argued in court. 
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nosferatu1001 said:
    It isnt "profit", technically. Its a grey area, hence its argued in court. 
    As it falls into a grey area, and the judges are too busy looking at the scam, it's no wonder they dismiss interest charges as trivial
  • Le_Kirk
    Le_Kirk Posts: 26,470 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Snakes_Belly said:
    Slightly off piste there is a complaint to the Ombudsman from Ms B about BW Legal which is worth a read. BW tried to refute the claim on grounds of discrimination against their staff. Ombudsman was having none of it. It's priceless.   
    How do we find that please @Snakes_Belly?  Everything I've tried just wants me to make a complaint; cannot find where to read current complaints.
  • Umkomaas
    Umkomaas Posts: 44,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Le_Kirk said:
    Snakes_Belly said:
    Slightly off piste there is a complaint to the Ombudsman from Ms B about BW Legal which is worth a read. BW tried to refute the claim on grounds of discrimination against their staff. Ombudsman was having none of it. It's priceless.   
    How do we find that please @Snakes_Belly?  Everything I've tried just wants me to make a complaint; cannot find where to read current complaints.
    https://www.financial-ombudsman.org.uk/data-insight/ombudsman-decisions/SearchDecisions?Keyword=&BusinessName=BW+Legal&Business=BW+Legal&DateFrom=&DateTo=&Sort=relevance&SecurityID=7005b383c6811266621708c0e503a2c3372defbe&Captcha=&Captcha_Timestamp=1596808783
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    #Private Parking Firms - Killing the High Street
  • Le_Kirk
    Le_Kirk Posts: 26,470 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sorry, link not working, still takes me to home page!
  • Snakes_Belly
    Snakes_Belly Posts: 3,725 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Le_Kirk said:
    Snakes_Belly said:
    Slightly off piste there is a complaint to the Ombudsman from Ms B about BW Legal which is worth a read. BW tried to refute the claim on grounds of discrimination against their staff. Ombudsman was having none of it. It's priceless.   
    How do we find that please @Snakes_Belly?  Everything I've tried just wants me to make a complaint; cannot find where to read current complaints.
    It appears that the link in my recent post above times out.  Input BW Legal and it will bring up all the decisions.  https://www.financial-ombudsman.org.uk/data-insight/ombudsman-decisions I particularly like the complaint from Miss B. I found it funny but I have a strange sense of humour. It cost BW £200.00 
    Nolite te bast--des carborundorum.
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, defaults to their home page
  • beamerguy
    beamerguy Posts: 17,587 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Snakes_Belly said:
    Le_Kirk said:
    Snakes_Belly said:
    Slightly off piste there is a complaint to the Ombudsman from Ms B about BW Legal which is worth a read. BW tried to refute the claim on grounds of discrimination against their staff. Ombudsman was having none of it. It's priceless.   
    How do we find that please @Snakes_Belly?  Everything I've tried just wants me to make a complaint; cannot find where to read current complaints.
    It appears that the link in my recent post above times out.  Input BW Legal and it will bring up all the decisions.  https://www.financial-ombudsman.org.uk/data-insight/ombudsman-decisions I particularly like the complaint from Miss B. I found it funny but I have a strange sense of humour. It cost BW £200.00 

    That is a page not found and the search on BWL brings up nothing
  • Snakes_Belly
    Snakes_Belly Posts: 3,725 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Link keeps defaulting so I have saved the case regarding Miss B. 
    To see the other cases search decisions on the Ombudsman's page.  

    Nolite te bast--des carborundorum.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture