Do pension contribution changes show up on Credit Score/Rating?

JCperson

Hello

My wife and I are trying to save for a mortgage deposit. I am considering halving my pension contributions for a year or 2, and putting the extra money into our ISA. The thought it that the bigger deposit we can get, the better interest rate, and so we will save money in the long term (and then put those savings back towards pension). My concern is if I switch to 50/50 contributions this may show up in a credit report and work against me, jeopardising my chances of a good interest rate?

Can anyone let me know if this is something that would show up on a credit report?

Thanks

JC

sourcrates

No, its not credit is it, it cannot work against you ?

only credit accounts that involve some kind of borrowing appear on your credit files, pension money are your savings.

[Deleted User]

Your pension is savings, rather than a debt, so won't appear on your credit files.