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Race to the Bottom

RG2015
Posts: 6,007 Forumite

Just for fun, here is my personal "Last Man Standing - Race to the Bottom of the Easy Access Accounts" list.
- Virgin Money Double Take Easy Saver Opened (June 2019) currently 1.50%
- Marcus (bonus renewed July 2019) currently 1.35% (incl 0.15% bonus), down to 1.20% on 30th May and 1.05% on 25th July (bonus drops off)
- Ford Money Flexible Saver (opened 2018) currently 1.35% down to 1.25% on 16th June and 1.07% on 3rd July
- NS&I Income Bond (opened May 2020) currently 1.16%, "to help customers during the Covid crisis" but how long will it last?
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Comments
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My Virgin Money Double Take is also still paying 1.50%
Marcus bonus lasts until end of July for me
I still have a Tandem fixed with 9 months left at 2.25%
And another Tandem fixed with 21 months left at 2.4%
My Ratesetter is currently paying 2.5% but isn't exactly liquid right now
On a brighter note I picked up some infrastructure and green energy trusts over the last few months at discounts which should pay between 5% and 7.5% dividends based on purchase price.1 -
I'll play by the rules and list instant access only.
Al Rayan 1.6% until June 1. Then 1.35%.
Some Virgins 2% and some TSBs 1.5%. If push comes to shove, some Halifax Rewards, a Club Lloyds and a BoS Vantage at 1.2% or equivalent.
EDIT: scratch the Halifax Rewards, as I have already chosen the option that doesn't pay me for keeping money in there, and the choice is binding for 12 months.
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Just to clarify, fixed rate savers by their very nature do not qualify for the race to the bottom.
Upon reflection, and considering Santander's RS account offering 0.75%, fixed rate accounts do qualify and I am tentatively awarding the prize to the aforesaid Santander RS 0.75%1 -
RG2015 said:Just for fun, here is my personal "Last Man Standing - Race to the Bottom of the Easy Access Accounts" list.
- Virgin Money Double Take Easy Saver Opened (June 2019) currently 1.50%
- Marcus (bonus renewed July 2019) currently 1.35% (incl 0.15% bonus), down to 1.20% on 30th May and 1.05% on 25th July (bonus drops off)
- Ford Money Flexible Saver (opened 2018) currently 1.35% down to 1.25% on 16th June and 1.07% on 3rd July
- NS&I Income Bond (opened May 2020) currently 1.16%, "to help customers during the Covid crisis" but how long will it last?
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Simply withdraw your money or support the country by placing it with NS&IFeudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..0
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