Debt free! 26 April 2020 at 4:07PM in Debt-free wannabe 7 replies 521 views

Sadmonkey

Well, I’m 100% debt free. Have been battling debt all of my adult life, to the point I was using the majority of my pay to service it. 

The last couple of years have been....challenging. Me and my husband separated, his mental health issues contributed massively to our issues and it got to the point that he just wasn’t functioning as a partner, and hadn’t been for years. We split, and have sold the house. I used a big chunk of my equity to completely clear everything I owed. I am now in rented accommodation with my new partner, am blissfully happy, and have a healthy nest egg in the bank, that is going up every month. At some point we may look to buy another house, but at the moment we’re putting the kids through Uni and will then decide where we want to live. 

Anyway, haven’t been on here for a while, but have had loads of help and advice over the years from folk on here under various usernames . Shall continue to pop in to keep myself on the straight and narrow and to get savings tips! 😊

Willing2Learn

Hi Sadmonkey,

Why don't you start a diary?  You could 'pop in' every now and then, to help keep yourself on the right path.  You could share your problems and solutions.  You could easily chart your progress.

Fireflyaway

That's great, well done! I'm sorry to hear what you went through. I'm newly separated from my husband due mainly to his mental health. I'm hoping we can get back together. However tough it is for me financially right now I'm feeling a sense of achievement being financially independent. 
Being debt free must feel great! I'm hoping to be there one day. I've started by not borrowing and if I can't afford something I go without. That alone is a big step. Good luck. It's nice to hear success stories to keep people motivated.

ThatKiss

Hi Sadmonkey, and congratulations! Being debt free is a superb achievement and getting there is full of trials and tribulations. Well done on sticking it out!

Unicorn_cottage

@Sadmonkey Well done! Am so happy for you. Sorry to hear about the bad bits but congrat on your "new life". Best of luck for the future!

Brenster

Well done, i find that going through the journey, makes you more in control of your outgoings, and will assist you in building up your pot / nest egg !!!  
I hope you enjoy your debt free future, you have earned it ! 

rdone

Congratulations!  Must be an amazing feeling

shoppingobsessed2020

Congratulations on being debt free.  Sorry to hear about your relationship breakdown but onwards and upwards with your new life