Final settlement offer by 19.02.20 DRP

wibsybear

I've read all the newby info and am slightly terrified of typing this here as people get v annoyed with the repetition of it all but I think the general rule is you are allowed to start a new thread if you do it in the right place, even though im sure you've heard similar

My wife never got an original letter for a parking fine as it was sent to her old address. sHe was in the procesws of changing her address with DVLA So she never got the chance to pay

My wife has since got a letter asking for £150 from Debt Recovery Plus (yes them again) which she ignored but she now has a second "final settlement offer of £134.99 to avoid court action
Parking charge date 12.10.2019
Creditor Highview Parking
Location Watford 
Reason "Vehicle remained on private property in breach of prominently displayed terms and conditions"

She rang them up (yes I know she shouldn't have,but is a bit oldschool and naive) and they said she needs to speak to someone in contract law)

Basically they are saying she has till 19th Feb to pay it otherwise it goes backup to £149.99 and "our client will consider taking action against you for that full amount"

My questions are

Should she ignore it again
Should she send a copy of one of the letters formats and if so which one (I am a bit unsure if she should also ring themto tell them she has sent it
Should she tell the orignal firm where she was "illegally" parked she is not happy or is it too late for that?

Basically we are a bit unsure the best way to proceed, though all the research I have done on this forum tends to say dont worry about it but we are slightly concerned about  trying to find £150 we dont have,or it escalating .

Thank you very much for any advice on what the best way we should proceed after having had a second letter and having rung them up.

Apologies if this is self evident in what she would be doing but the reassurance of others if often required in situations such as this

D_P_Dance

Have you not read the stickies?.  It advises you to ignore letters from debt collectors.

Nine times out of ten these tickets are scams, so consider complaining to your MP, it can cause the scammer extra costs and work, and has been known to get the charge cancelled.

Parliament is well aware of the MO of these private parking companies, many of whom are former clampers, and on 15th March 2019 a Bill was enacted to curb the excesses of these shysters. Codes of Practice are being drawn up, an independent appeals service will be set up, and access to the DVLA's date base more rigorously policed, persistent offenders denied access to the DVLA database and unable to operate.

Hopefully life will become impossible for the worst of these scammers, but until this is done you should still complain to your MP, citing the new legislation.

http://www.legislation.gov.uk/ukpga/2019/8/contents/enacted

Just as the clampers were finally closed down, so hopefully will many of these Private Parking Companies.

Redx

Never pay a debt collector , read post #4 of the newbies FAQ sticky thread near the top of the forum
Disregard any debt collector letters , you don't owe a penny unless a judge says so

wibsybear

yes thanks v much, as i said i was aware to ignore it but I thought possibly there was something i should do ahead of the final settlement offer, which whilst not paying would protect her further.

So as far as you are concerned she should ignore it and if we get further letters we should also ignore them unless they are taking us to court, which in theory is unlikely?

beamerguy

DRP are a bunch OF muppets and they are lying to you
READ THIS
https://forums.moneysavingexpert.com/discussion/5859454/debt-collectors-drp-zzps-what-they-dont-want-you-to-know/p1
NEVER PHONE DRP AGAIN, FORGET THE "OLD SCHOOL", this is now 2020 ?
Despite their idiotic threats, their is nothing DRP can do, ZERO ZILCH.  All they can do is pass it back to Highview saying they failed.

If you really want to reply to them .....
================================================================
Dear DRP,

I have received letters from you which as you already know are totally meaningless
However, it is noted that you have added an unknown amount to the ticket price. I therefore ask you to tell me, on what legal authority do you have to add a figure above the ticket price. Has DRP added this unknown amount or were you instructed by Highview to do so.  I therefore advise you to pass this back to Highview so they can explain this unknown amount which is contrary to POFA2012.
I further confirm that you should cease sending meaningless letters with threats you cannot fulfill. I will however retain your letter for future reference should this matter go to court

Yours faithfully

==================================================================
So OP, YOU do not owe the amount claimed, you will not be told by a jumped up silly debt collector when to pay ..... you are not going to pay

UNDERSTANDING ABUSE OF PROCESS and the fake add-ons
https://forums.moneysavingexpert.com/discussion/6014081/abuse-of-process-district-judge-tells-bwlegal/p1

wibsybear

thank you very much for the link which I had some how managed to miss.
I will ignore the threat of court action based on this

beamerguy

wibsybear said:

thank you very much for the link which I had some how managed to miss.
I will ignore the threat of court action based on this

You just ignore DRP and any other debt collector who live up their own backside
The next stage is that it is passed to a dodgy legal who might continue in debt collector mode. If you get a letter before claim then come back here, that is when abuse of process kicks in