Quidco Mbna 6x£8.50 Free £51 In Total

Thailand

It is just for applying Leanne, it doesn't need to be successful.

jo_b_2

cmallinson06 wrote: »

I HAVE DONE ALL SIX OF THEESE AND HAVE NOW GOT £51 TRACKED!:money:

Sorry - just have to repeat what other people have said - applying for 6 different credit cards within a short space of time is really going to damage your credit rating!

I'd suspect that you might get lucky and have one payment validated but possibly the other 5 declined as they are all operated by MBNA. Certainly applying for all of the cards on the same day is going to look dodgy to both MBNA and Quidco.

Quidco can close accounts for anything they construe as 'abuse'. If they close your account, you lose any money already accrued in there! :eek:

Each to their own but not worth the risk IMHO.

arfster

Do the same thing slowly over a year. No damage to your credit score, more likely to get the cashback, no danger of quidco closedown.

olajonca

I have done it a while ago, they validated but not paid so its no good

savemoney

Great a good way to get a bad credit rating

Leanne200

Thailand wrote: »

It is just for applying Leanne, it doesn't need to be successful.

Even if so why would you want to run the risk of ruining your own credit rating for the sake of a few quid... it's totally ridiculous! Maybe even pathetic is a more descriptive word... I still can't beleive that someone would actually do this!

devild_2

Leanne200 wrote: »

Even if so why would you want to run the risk of ruining your own credit rating for the sake of a few quid... it's totally ridiculous! Maybe even pathetic is a more descriptive word... I still can't beleive that someone would actually do this!

You have called this poster a fool, stupid and pathetic. What does that make you? Try b!tch for starters

Fella

I don't see why applying for credit cards should ruin a credit rating. It's running up bad debt that ruins a credit rating. That's not the problem with this idea, the problem is that whether it tracks or not it's highly unlikely to get validated & paid.

KILL_BILL

Fella wrote: »

I don't see why applying for credit cards should ruin a credit rating. It's running up bad debt that ruins a credit rating. That's not the problem with this idea, the problem is that whether it tracks or not it's highly unlikely to get validated & paid.

each creid application goes on to your credit file and these are taken into consideration by other lenders whether its credit card companies, loans, mobiles etc.

they will see it as applying for lots of credit and do will flag it

Poppycat

It does effect you I was told this by a Financial advisor its also good to have some credit too but not too much

Fella wrote: »

I don't see why applying for credit cards should ruin a credit rating. It's running up bad debt that ruins a credit rating. That's not the problem with this idea, the problem is that whether it tracks or not it's highly unlikely to get validated & paid.