Standard Life Passive Plus III transfer?

Ryhs_Moggy

I have a Standard Life Active Money (Passive Plus III) pension plan from a previous company I worked for from 2000 to 2006. Current fund value is just over £80,000. I am struggling to find out what the annual fund and/or management charges are, therefore I cannot make a decision whether to transfer this plan to my current employer's 'LifeSight' MasterTrust plan thru Willis Towers Watson.

How can I find out the charges please and whether there are any enhanced benefits etc on the Standard Life PP?

Thank you.

SonOf

How can I find out the charges please

Most SL plans state the AMC of the funds you are invested in on the statement. If yours doesnt then ask Willis Towers Watson.

Albermarle

Normally with Standard Life ACtive Money Pension, there is no platform charge , you only pay for the fund . If you find the factsheet for this fund on their website it has a total charge of 1.13%.
If the amount of money invested is between £25K and £250K you get a discount of 0.3%.

However your ex employer may have negotiated a bigger discount .
It is unlikely there are any special/enhanced benefits
Only way to be sure about both points is to call SL - normally they are helpful .
Active Money Personal Pension (AMPP) or Self Invested Personal Pension (SIPP):
0345 084 5000
Outside the UK (+44 131 245 5455)

Ryhs_Moggy

That's great, many thanks Albermarie.

SonOf

Never rely on the fund factsheets. They show the default charge. Most people are on negotiated charges. hence why you need to ask.