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Phone verification for online shopping.
Chomeur
Posts: 2,154 Forumite
in Credit cards
My credit card issuers have been contacting me recently about the requirement to verify online transactions with a code which they will send to me by text message. That seems OK. However, can I take it that if I am somewhere without phone reception, but using wifi (as I was recently), I can forget about buying anything online?
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Some WiFi call services also support SMS messaging0
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My credit card issuers have been contacting me recently about the requirement to verify online transactions with a code which they will send to me by text message. That seems OK. However, can I take it that if I am somewhere without phone reception, but using wifi (as I was recently), I can forget about buying anything online?
Some banks also offer to do it by landline - they quote a code online and you tap the code into your phone on the automated call. (Lloyds/Halifax). Santander give you the option to logon to online banking instead. Which credit card company are we talking about?0 -
You can get around this by using a wifi-calling ready handset which only requires a wifi signal to send/receive calls & texts. All of the major networks now support wifi calling, though not sure about all MVNOs.. However, can I take it that if I am somewhere without phone reception, but using wifi (as I was recently), I can forget about buying anything online?
Edit: beaten to it by !!!
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Some banks also offer to do it by landline - they quote a code online and you tap the code into your phone on the automated call. (Lloyds/Halifax). Santander give you the option to logon to online banking instead. Which credit card company are we talking about?
Halifax. But if I'm in a cafe somewhere I can't really ask the owners if they mind if my bank phones them on their landline to speak to me.0 -
Highland76 wrote: »You can get around this by using a wifi-calling ready handset which only requires a wifi signal to send/receive calls & texts. All of the major networks now support wifi calling, though not sure about all MVNOs.
Edit: beaten to it by !!!
I don't think my phone has this. It's a Sony Xperia XZ Premium. If I search for wi-fi calling in settings nothing is found.0 -
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Who is your network provider?0
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Halifax. But if I'm in a cafe somewhere I can't really ask the owners if they mind if my bank phones them on their landline to speak to me.
It doesn't work like that. It has to be a landline registered in advance. eg home landline.
However, I've checked Halifax page and it says the following:Changes to shopping online
When checking out purchases over a certain amount, you’ll notice the extra security during payment. The payment screen will ask you to verify yourself. You can do this through your:
App: You’ll get a push notification asking you to verify your purchase.
Mobile: We’ll text a passcode to your mobile phone, which you then enter on the payment screen.
Landline: This will be an automated call to your landline, asking you to say a code which comes up on the payment screen.
So if you have wifi, I imagine you could receive a push notification from Halifax via wifi, so looks like you're good.0
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