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Westcott and CC debt

Hello,

I have a business, which is still running, but struggling. I haven't been paid by the business for a while to be honest. I have a business credit card from Natwest in my name with £3800 due on it, and have recently been contacted by Westcott. They are asking me to contact them to arrange a payment plan - but I haven't done this yet.

Does anyone have experience in a similar situation? Will they send bailiffs to my business or home address if i don't contact them. Would it be best i set up a payment plan, even though i can't afford to pay lots each month?

Any help would be really, really appreciated.
Thank you
Xx

Comments

  • eco_warrior
    eco_warrior Posts: 563 Forumite
    It’s always best to speak to whoever you are in debt to. Avoiding it won’t help matters, even though it might seem the more palatable option now.

    I hope things work out for you.
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