JISA portfolio

Jim23k

Hi all,

I'm trying to build a simple to manage growth portfolio for my kids junior ISA accounts. Currently have approx 18k with combined monthly payments of £300.

They've got 10-12 years minimum.

Here's what I've come up with so far, all split equally:

Lindsell Train Global Equity
- the 'concentrated' portfolio holding
- was a toss up between this or fundsmith, but this one had fewer overlapping stocks with Rathbone
- provides exposure to Japan and quite a high weighting in UK (~33%)

Rathbone Global Opportunities
- compliments LT well due to medium sized companies, heavy US bias

SLI Global Smaller Companies
- slightly spicier exposure to smaller companies and lots of geographic diversity. Also considering BG Global Discovery or just a Vanguard small-cap global tracker to keep costs low

VLS 80
- cheap, no frills, provides some diversity away from equities

There's a fairly minimal portfolio overlap from what I can see with the limited tools I have available, and looks to be a decent split across varying market capitalisation and geographic region.

I'm not holding any specific UK equity funds but based on current holdings this has almost 20% in UK stocks anyway.

Thoughts? Room for another holding?

Thanks for your help.

Jim

Alexland

While VLS80 might be OK for now you would probably want to start derisking as the likely withdrawal date approaches. Have you considered just banging it all into a target date fund such as VTR2030?

https://www.vanguardinvestor.co.uk/what-we-offer/target-retirement-products

Alex