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Credit Report Dropped

edited 30 November -1 at 1:00AM in Credit File & Ratings
4 replies 425 views
NiknacNiknac Forumite
13 posts
edited 30 November -1 at 1:00AM in Credit File & Ratings
Don't know how to get out of this mess I am in and need some advise.

Struggling with money each month and therefore using my credit card to get by. I have an aqua credit card and the balance is currently 1338.19 and paying a massive amount of interest. I also have a Barclay card with balance of 1804.00 but this is on 0% transfer and I am trying to get this paid off.
My credit score has dropped a lot of using more then 25% of available credit and was hoping to transfer my Aqua card to another 0% but worried I will get rejected.
Anyone have any advise on how to handle this, I am also having to move jobs and take a annual pay cut of £7k which is going to massively impact me. I am losing sleep and feel like I want to just run away as cant cope with this stress on my own anymore.

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