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In need of advice after small bump

Mart34
Mart34 Posts: 160 Forumite
Eighth Anniversary 10 Posts Combo Breaker
edited 2 April 2019 at 11:32AM in Insurance & life assurance
Hi Guys,
I'm looking for a little bit of advice and possibly an opinion be it expert or not.

My wife scuffed along the side of another car at the weekend causing small scuff damage to the other car (rear nearside bumper). Anyway, my wife admitted liability straight away as she was at fault. And the guy she hit has been brilliant with her.

As it happened at the weekend he couldn't get a quote for the repairs so said he would contact us back on Monday morning, my wife and himself had been in contact late Saturday afternoon as he had attempted to clean up the scuff and was going to get back in touch at the weekend once he'd got a quote for repairs.

Anyway Monday came, and all of the sudden his reverse sensor had stopped working properly, doesn't really ring true as the incident happened Saturday morning, yet although he had been in contact with my wife over the weekend and never mentioned the reverse sensor at any point until after he had received the quote. Is he trying to pull a fast one, by trying to quote for something that was damaged prior to the incident.

Can a small light brush between 2 cars damage a reverse sensor, i know we can't prove we haven't, nor can he prove we have. WE are happy to pay for the scuff damage, but reluctant in regards to the sensor, as having work vehicles with reverse sensors i know they are commonly known to give false readings. (maybe that is just works vehicles) in addition, the car she hit was a 15 year old car.

Any advice is greatly appreciated.
Martyn

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    When you are liable and decide to try and avoid a claim you always run the risk that the final bill will end up more than anticipated


    Whether or not it's genuine, you are open to this sort of thing - and you are responsible for all costs not just the repair bill!(eg car hire/loss of earnings/injuries developing/taxi fares etc)


    Now you are already concerned it looks time to let your insurer deal with this


    If you want to preserve your NCD then you can do so by reimbursing your insurer their outlay (if it's cost effective to do so)
  • garth549
    garth549 Posts: 486 Forumite
    Part of the Furniture 100 Posts
    I always advise people to not get involved and just let your insurance deal with it. Your increased premiums probably won't be much (or any) more than what you'll end up paying to fix the damage. It could get messy if he starts playing silly beggars and it's just not worth the hassle..
  • Mart34
    Mart34 Posts: 160 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Thanks for your comments, the wife called shortly after I posted to the forum. The guy she hit said the repairs would cost £200, so after asking a few favours she has paid him.
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