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Claim or No Claim?
milancas
Posts: 2 Newbie
Hi
I have been involved in very minor car incident where I slightly touched the bumper of the car before me. This was on traffic lights and no damage was done at all (not even a scratch). But the other driver registered this incident with his insurance company and there is a claim case created with my insurance company as a result. The other driver didn’t actually claim any damage and my insurer now gave me back No Claim Bonus as well (after about 11 months from the incident). However their renewal quote is much more expensive now (even with No Claim Bonus intact). I’m assuming this is because of the claim even if there was no damage.
I’m shopping around and assuming I still need to mention this claim when asking for a quote? Can you please advise whether that’s’ the case? If so would this claim be considered as settled or not settled?
Thank you
I have been involved in very minor car incident where I slightly touched the bumper of the car before me. This was on traffic lights and no damage was done at all (not even a scratch). But the other driver registered this incident with his insurance company and there is a claim case created with my insurance company as a result. The other driver didn’t actually claim any damage and my insurer now gave me back No Claim Bonus as well (after about 11 months from the incident). However their renewal quote is much more expensive now (even with No Claim Bonus intact). I’m assuming this is because of the claim even if there was no damage.
I’m shopping around and assuming I still need to mention this claim when asking for a quote? Can you please advise whether that’s’ the case? If so would this claim be considered as settled or not settled?
Thank you
0
Comments
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Yes you need to declare it as you were involved in an accident. If you don't it could result in a claim being rejected.
Settled.You'll find me sat in the corner with a pack of dry roasted and a Guinness.0
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