Contents or home insurance?

kubes

I could not find an answer to my question anywhere on web or here so hopefully someone could help me with this...
I have recently bought a property (leasehold) and I’m looking into insurance.
I’m already paying the landlord building insurance but I’m not insured for contents.
Can I just get contents insurance or is it ONLY for tenants?... or do I need to have home insurance if I’m a home owner?
Thanks for any help,

On-the-coast

You sound very confused.
You can insure your contents independently of building insurance.
Have a read through this... one of many many explanations available on the web.
https://www.confused.com/home-insurance/flat-insurance#

System

Home insurance is a generic term for a type of insurance policy that can be used to insure either buildings or contents on their own or both on the same policy.
So yes, you can buy a home insurance policy to cover only your contents.
As you own your own home you need to make sure that your investment is protected correctly.
Make sure you obtain a copy of the policy and check who the policy is in he name of.
You need to make sure that the terms of your lease state that the landlord will be insuring the property and that the name on the policy is the same as the name on the lease. If its isn't you need to query this with the landlord.
The person/company named on the lease needs to have an insurable interest in the property otherwise a claim may not be paid. If the lease states that the landlord will insure the property this creates the "insurable interest" in the property by contract.