£200 in account, can they take more?

JohnLock

Hello,

Suppose you had around £200 in a basic bank account with no overdraft.
You then get a viscous and nasty company wanting around £2000 off you.
The company is based in the USA and only has your IBAN and BIC code, no card details at all.
They try and charge your bank account.
Will the transaction go through, even though you only have £200 in your account?
Will it leave you - £1.8k into a non-existent overdraft?

Thank you.

Willing2Learn

Oh goody. Your threads are fun!!

JuicyJesus

Another day with another weird thread about the incomprehensibly interesting life of JohnLock.

So how did the £17k cash deposit go, is it related to your £20k cash withdrawal, which might be related to the one you wanted to make from your partner's account to pay off a debt, or your £4.5k from Amazon (unrelated to your $3.8k payment from Amazon, who also might find your address!), or your £50k deposit for a house purchase, following on from the £100k deposit for a house purchase, which might also be for your mother? Is any of this related to your son maybe needing to pay tax on £30k of online cash earnings?

All things aside I'd hate to be dealing with a viscous company, I'd get all gummed up dealing with them.

[Deleted User]

Stop spamming.

Mnd

Tbh, your financial situation seems so complicated and problematic, would it be worth you taking a step back and concentrate on simplifying it and look at more conventional methods of money management

Mnd

JuicyJesus wrote: »

Another day with another weird thread about the incomprehensibly interesting life of JohnLock.

So how did the £17k cash deposit go, is it related to your £20k cash withdrawal, which might be related to the one you wanted to make from your partner's account to pay off a debt, or your £4.5k from Amazon (unrelated to your $3.8k payment from Amazon, who also might find your address!), or your £50k deposit for a house purchase, following on from the £100k deposit for a house purchase, which might also be for your mother? Is any of this related to your son maybe needing to pay tax on £30k of online cash earnings?

All things aside I'd hate to be dealing with a viscous company, I'd get all gummed up dealing with them.

Has he recovered yet

Terry_Towelling

JohnLock wrote: »

Hello,

Suppose you had around £200 in a basic bank account with no overdraft.
You then get a viscous and nasty company wanting around £2000 off you.
The company is based in the USA and only has your IBAN and BIC code, no card details at all.
They try and charge your bank account.
Will the transaction go through, even though you only have £200 in your account?
Will it leave you - £1.8k into a non-existent overdraft?

Thank you.

If you can tell me the company name, the US state they're so 'viscously' based in and your IBAN, I can pull a few strings and make sure the charge comes through.

bluffer

pinkdalek

Yeah Donald Trump will personally approve it.

deadendwaterfall

JohnLock wrote: »

Hello,

Suppose you had around £200 in a basic bank account with no overdraft.
You then get a viscous and nasty company wanting around £2000 off you.
The company is based in the USA and only has your IBAN and BIC code, no card details at all.
They try and charge your bank account.
Will the transaction go through, even though you only have £200 in your account?
Will it leave you - £1.8k into a non-existent overdraft?

Thank you.

Sure sucks to be you right now, doesn't it?

They will spirit you away never to be seen in this universe again, which of course we don't want as we would miss your entertaining threads such as this one.

Vet

probably. hard times pal.