Refund that will put my account in credit 20 July 2018 at 11:21AM in Credit Cards 4 replies 702 views

chelseablue

I might be getting a refund for something that I purchased on my Barclaycard.

If I do this would put my account in credit by about £1,000.

What would Barclaycard do in this situation? Would the refund be refused?
Or would the £1,000 sit on the card for me to spend?

I could do a money transfer to my current account to put the Barclaycard balance to £0 but not sure BC would allow that?

zx81

It will sit there for you to spend.

You could ask for it to be sent to you if you want, which they may or may not do.

Don't do a money transfer - you don't want to pay to get your own money.

Either way, don't let it sit there for too long.

daveyjp

Just use the card as normal. The credit will then get spent.

Nasqueron

I had this with a BT I did and mucked up the DD so paid it off and did the BT so card was about 2 grand in credit, I just spent the money over the next couple of months. Nobody said anything to me and I still have the card

chelseablue

Thank you all, good to hear I can just put normal expenses on it until it goes.

I think even I'd struggle to spend a grand in a day :rotfl: