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Car off road but want to retain insurance no claims discount

trigger_fish
trigger_fish Posts: 3,172 Forumite
1,000 Posts Combo Breaker
edited 6 June 2018 at 7:10PM in Motoring
Hello.

My present car is currently off road (my drive) on a sorn with expired MOT.

It is currently insured until November. I have no immediate plans to get it back on the road.

I have 10 years NCD.

My question is how can I retain this NCD? Or most of it.

I would be prepared to pay for another years insurance whether I get the car back on the road or not.

Car is 2002 Citroen Saxo.

I don't wish to lose all that hard payed for NCD.

Please advise. Thanks.

Comments

  • debtdebt
    debtdebt Posts: 949 Forumite
    It usually lasts for two years if not used.
  • onomatopoeia99
    onomatopoeia99 Posts: 7,228 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can insure a vehicle that is declared SORN and has no MOT if you want to, there's nothing preventing that. However insurers will usually honour a proof of no claims for up to two years.
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • Herzlos
    Herzlos Posts: 16,433 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can usually keep it for 2 years without insuring it. Or you can get insurance for it off road.


    How long are you planning on keeping it off the road?
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