Bad time 28 May 2018 at 6:59AM in Debt-free wannabe 14 replies 3.4K views

Lisaellie1

Need a bit of advice. I’m going through a bad time at work. Just want to spend money or walk out. Just in a bad way just now. This sounds daft I know.

RhiBi

Are you able to share the problem to see if we can help?

Spending money that you can't afford might give you an initial 'high', but ultimately it just adds to problems. Xxxx

Impecunia

Lisa, leave the cards alone! Get some breakfast and go for a walk for at least an hour, if you're able to.
Remember you need your hard-earned money for the basics first - rent, car, food etc. - and anything left over each month you budget a small amount (fiver, tenner) for treats. The rest is for debt payments.
If you start spending now, it's just emotional and likely you won't get much pleasure from whatever you buy. It will only hurt you, and hopefully you will have had enough of debt hurting you already. Get yourself a quiet space, and, if you are not working today, take some time out to think of how you are going to change your way of thinking about money and spending for the rest of this year.

Gemsy81

Impecunia wrote: »

Lisa, leave the cards alone! Get some breakfast and go for a walk for at least an hour, if you're able to.
Remember you need your hard-earned money for the basics first - rent, car, food etc. - and anything left over each month you budget a small amount (fiver, tenner) for treats. The rest is for debt payments.
If you start spending now, it's just emotional and likely you won't get much pleasure from whatever you buy. It will only hurt you, and hopefully you will have had enough of debt hurting you already. Get yourself a quiet space, and, if you are not working today, take some time out to think of how you are going to change your way of thinking about money and spending for the rest of this year.

Great advice. Good Luck and if you want to post some details and ask for help on here - there is so much knowledge.

determined_new_ms

do you have any hobbies? Something that you are good at and brings you joy? I know when I'm absorbed by something I love I get so much from it and never think of spending any money. It also helps me when I have work issues as focusing too much on difficult situations just make them worse for me, better to put it out of my mind and usually things blow over. If I obsess about them they get worse

beanielou

Can we help?

enthusiasticsaver

It is a bit difficult to offer help without more details but sorry you are having a bad time. Just remember any money problems can be sorted. The work problems I sympathise with. Can you look for a new job?

Lisaellie1

I have been looking for a better paid job. What’s meant for me won’t go by me - so they say! Thank you.

Lisaellie1

Thank you all for your replies and advice. Much appreciated. I am continuing to look for a better paid job. Taken my card out of my purse, only working with what I have. I usually work a month ahead. I am starting to discipline myself. I don!!!8217;t need anything really. I!!!8217;ll get debt free hopefully by end of this year beginning of next. Thanks again all. Xxx

beanielou

Take care & keep posting

Money_maker

Lisaellie1 wrote: »

I have been looking for a better paid job. What’s meant for me won’t go by me - so they say! Thank you.

I'm much more of a 'he who dares' sort of philosophy.