Bad time

in Debt-free wannabe
14 replies 3.4K views
Need a bit of advice. I’m going through a bad time at work. Just want to spend money or walk out. Just in a bad way just now. This sounds daft I know.
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Replies

  • RhiBiRhiBi Forumite
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    Are you able to share the problem to see if we can help?

    Spending money that you can't afford might give you an initial 'high', but ultimately it just adds to problems. Xxxx
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  • ImpecuniaImpecunia Forumite
    3 Posts
    Lisa, leave the cards alone! Get some breakfast and go for a walk for at least an hour, if you're able to.
    Remember you need your hard-earned money for the basics first - rent, car, food etc. - and anything left over each month you budget a small amount (fiver, tenner) for treats. The rest is for debt payments.
    If you start spending now, it's just emotional and likely you won't get much pleasure from whatever you buy. It will only hurt you, and hopefully you will have had enough of debt hurting you already. Get yourself a quiet space, and, if you are not working today, take some time out to think of how you are going to change your way of thinking about money and spending for the rest of this year.
  • Gemsy81Gemsy81 Forumite
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    Impecunia wrote: »
    Lisa, leave the cards alone! Get some breakfast and go for a walk for at least an hour, if you're able to.
    Remember you need your hard-earned money for the basics first - rent, car, food etc. - and anything left over each month you budget a small amount (fiver, tenner) for treats. The rest is for debt payments.
    If you start spending now, it's just emotional and likely you won't get much pleasure from whatever you buy. It will only hurt you, and hopefully you will have had enough of debt hurting you already. Get yourself a quiet space, and, if you are not working today, take some time out to think of how you are going to change your way of thinking about money and spending for the rest of this year.

    Great advice. Good Luck and if you want to post some details and ask for help on here - there is so much knowledge.
  • do you have any hobbies? Something that you are good at and brings you joy? I know when I'm absorbed by something I love I get so much from it and never think of spending any money. It also helps me when I have work issues as focusing too much on difficult situations just make them worse for me, better to put it out of my mind and usually things blow over. If I obsess about them they get worse
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  • beanieloubeanielou Forumite
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    Can we help?
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
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    It is a bit difficult to offer help without more details but sorry you are having a bad time. Just remember any money problems can be sorted. The work problems I sympathise with. Can you look for a new job?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
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  • Lisaellie1Lisaellie1 Forumite
    20 Posts
    I have been looking for a better paid job. What’s meant for me won’t go by me - so they say! Thank you.
  • Lisaellie1Lisaellie1 Forumite
    20 Posts
    Thank you all for your replies and advice. Much appreciated. I am continuing to look for a better paid job. Taken my card out of my purse, only working with what I have. I usually work a month ahead. I am starting to discipline myself. I don!!!8217;t need anything really. I!!!8217;ll get debt free hopefully by end of this year beginning of next. Thanks again all. Xxx
  • beanieloubeanielou Forumite
    82.9K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Take care & keep posting :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Money_makerMoney_maker Forumite
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    Lisaellie1 wrote: »
    I have been looking for a better paid job. What’s meant for me won’t go by me - so they say! Thank you.
    I'm much more of a 'he who dares' sort of philosophy.
    Please do not quote spam as this enables it to 'live on' once the spam post is removed. ;)

    If you quote me, don't forget the capital 'M'

    Declutterers of the world - unite! :rotfl::rotfl:
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