Barclaycard - £3,000 limit but no Balance Transfer

in Credit Cards
1 reply 762 views
Hello to you all,

I currently have a Barclaycard Platinum card with a credit limit of £3,000 and a balance of £0.

I have the card roughly 1 year and initially used it for a balance transfer which I paid within the first 3 months. I then used it for some small purchases and paid my balance in full each month.

I have 2 balances on 2 other cards I am now paying interest on (Tesco £500 and MBNA £700) that I would like to transfer to my Barclaycard but when I telephone Customer Services they advise I cannot do this as "I have no current Balance Transfer offers". I asked could I transfer the balances using my current normal rate and they repeat the same thing - that "I have no current offers".

My question is - should I telephone customer relations to close the account in the hope of them offering me a deal to keep me as a customer or should I wait another few months to see if a deal comes up? Just wondering if anyone has a similar experience in this?

Many thanks for any advice you can offer,

creditcardnewbie :beer:

Replies

  • bigisibigisi
    925 Posts
    ✭✭✭
    Why not just apply for a balance transfer card with another provider and switch the balances to that? No point being loyal to Barclaycard, shop around for what's best. There's a fee free Santander 0% balance transfer card at the moment plus others with low fees.
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