Confused about pension I now receive

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Comments

  • Beckham74x
    Beckham74x Posts: 12 Forumite
    Was being paid £191pw but now roughly £110 per week
  • poppy12345
    poppy12345 Posts: 18,877 Forumite
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    edited 29 April 2018 at 1:53PM
    Beckham74x wrote: »
    Was being paid £191pw but now roughly £110 per week
    Which is what the CB amount is. What they've stopped is the premiums because your pension means you're not entitled to the Income Related top up.
  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You were receiving contribution based ESA with an income based 'top up' because you had savings under £6000 and no other income.

    The disability premiums were because you were in the support group and because you are single, no one receives Carer's allowance for you and you have PIP - standard of enhanced living or DLA mid or high rate care. These disability premiums are only awarded if you are eligible for income based ESA.

    So, when you started receiving your pension they calculated that because your income based ESA is reduced £1 for £1 by your pension this made your income based ESA less than your contribution based ESA.

    So, they then revert to your contribution based ESA which is what is being paid to you because it is more than if it was solely an income based claim.

    Contribution based ESA is not affected by savings.

    Hopefully 'sorted'!
  • poppy12345
    poppy12345 Posts: 18,877 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Beckham74x wrote: »
    My letter states:-
    Living expenses. £73.10
    Severely disabled £62.45
    Disability income guarantee £15.90
    Support group extra £36.55

    Totals £188.00

    Now it says less £87.38 due to pension income

    Total £100.62 instead of £188.00?????

    Don!!!8217;t understand lol
    Here you stated you receive this amount per week.

    Beckham74x wrote: »
    Was being paid £191pw but now roughly £110 per week
    Then you state you receive this amount per week. Which amount is correct? The £100.62 per week says you receive more than £85 per week pension. We can't help you unless we know all the correct details.

    Either way your pension will affect all of the premiums. If your pension is more than £85 per week then please see post #3 as posted by Alice.
  • poppy12345
    poppy12345 Posts: 18,877 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    pmlindyloo wrote: »
    You were receiving contribution based ESA with an income based 'top up' because you had savings under £6000 and no other income.

    The disability premiums were because you were in the support group and because you are single, no one receives Carer's allowance for you and you have PIP - standard of enhanced living or DLA mid or high rate care. These disability premiums are only awarded if you are eligible for income based ESA.

    So, when you started receiving your pension they calculated that because your income based ESA is reduced £1 for £1 by your pension this made your income based ESA less than your contribution based ESA.

    So, they then revert to your contribution based ESA which is what is being paid to you because it is more than if it was solely an income based claim.

    Contribution based ESA is not affected by savings.

    Hopefully 'sorted'!
    Thanks and sorry cross posted with you. I was slow this time and didn't see your reply.
  • Beckham74x
    Beckham74x Posts: 12 Forumite
    That now makes sense poppy. Many thanks everybody... has been doing my head in as I have yours. Enjoy the rest of your weekend xxx
  • poppy12345
    poppy12345 Posts: 18,877 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Another thing, if you receive housing benefit if the lump sum you had is over £6000 then it will affect this. Anything over £16000 will stop it completely.
  • Ames
    Ames Posts: 18,459 Forumite
    Another thing to be aware of is that now you're not on income based ESA you're not automatically entitled to free prescriptions, dental care etc. If you tick the ESA box you could be fined.
    Unless I say otherwise 'you' means the general you not you specifically.
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