trending cash isa rates

Does anyone know if the rates for cash ISAs peak before or after the new financial year?
I have an existing fixed ISA, which I will need to transfer. Would it be beneficial to wait until after April 6th?


  • eskbanker
    eskbanker Posts: 29,932
    First Anniversary Name Dropper Photogenic First Post
    They don't peak at all anymore, in that there hasn't been any significant year end related change to cash ISA rates for quite a few years now, so if there is any (small) movement, it'll typically be driven by base rate changes, etc, rather than being aligned with the end or start of tax years.
  • le_loup
    le_loup Posts: 4,047 Forumite
    Sometimes it is. Sometimes it isn't.
    You can never tell but if you really want to put money into a cash ISA do it now - you can always move it if rates go up.
    Procrastination is the thief of time.
  • Stompa
    Stompa Posts: 8,348
    Name Dropper First Post First Anniversary
    I guess it's possible that rates may start to improve when the Funding for Lending scheme ends in January.
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