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Previous divorce

Hi all.

I divorced in ,2010, a quickie amicable divorce with no court involvement re finances, however we were married roughly 6 years whilst I was in final salary pension scheme. Will the ex get any of my pension, Ur is it automatically done when retiring, or does it need sorting at time of divorce?
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Comments

  • I ask as this year's pension summary didn't rise much at all compared to last year's, and on the back on one of the bullet points it does state"this DOES"take into account any divorce orders" whereas previous years state it doesn't?
  • Silvertabby
    Silvertabby Posts: 10,694 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    It's done as part of the divorce order - but it isn't automatic.

    If your ex has been awarded a pension sharing order you would have been given all the information - and probably had to pay admin fees - long before now.
  • Can't understand why my projected pension only went up 300 quid this year then, it been raising nearly a grand last 2 statements, I can only think of the divorce as a reason.
  • Silvertabby
    Silvertabby Posts: 10,694 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Can't understand why my projected pension only went up 300 quid this year then, it been raising nearly a grand last 2 statements, I can only think of the divorce as a reason.
    Can't be - if your ex had been awarded a pension sharing order (and I doubt she has as you say that no court order was issued) then your pension would have gone down.

    It's a final salary pension - have you reduced your hours or taken a drop in pay in the last year?
  • Mnd
    Mnd Posts: 1,699 Forumite
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    When I got divorced quite civilised we didn't get any solicitors or courts involved. Just our financial advisor worked out what we were worth and how to share it.with regards to my occupational pension we agreed that I would pay a quarter of the lump sum and that was it..but it didn't happen automatically I needed to pay the cash when the time came
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
  • Ours was just a 500 quid minimal solicitor divorce, we split the bank account and that was it, never thought about the pension at the time.
  • jackieblack
    jackieblack Posts: 10,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 November 2017 at 6:31PM
    Mnd wrote: »
    When I got divorced quite civilised we didn't get any solicitors or courts involved. Just our financial advisor worked out what we were worth and how to share it.with regards to my occupational pension we agreed that I would pay a quarter of the lump sum and that was it..but it didn't happen automatically I needed to pay the cash when the time came
    Ours was just a 500 quid minimal solicitor divorce, we split the bank account and that was it, never thought about the pension at the time.


    If the court didn't seal this as a 'clean break' order, your exes can apply for the financial agreement to be reconsidered at any time, as could you.
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • Mnd
    Mnd Posts: 1,699 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    We signed a clean break form
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
  • jackieblack
    jackieblack Posts: 10,682 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mnd wrote: »
    We signed a clean break form

    If the court didn't seal it, it's not binding on either of you.
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • crv1963
    crv1963 Posts: 1,495 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When I got divorced my ex was awarded 40% of my DB pension pot as the court simply added my CETV and her CETV (both public sector pensions), split it equally down the middle and ordered her to i) pay the cost to transfer and ii) to do it within 12 months, I believe the cost was around 5k.


    By not getting a clean break for finances sealed by the court the ex may come back at a later date to seek a pension sharing order so if I were OP I'd seek a court order or see a solicitor for a free half hour to discuss options to protect self against possible future action which may be simply keep clear records of contribution history.
    CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!
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