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Debt Free Year

edited 10 December 2019 at 10:08PM in Debt Free Diaries
3.1K replies 229.2K views
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  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    12.6K posts
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    It was bound to be a struggle with the wedding expenses but most people would be much more in debt, so you've done really well.

    Don't let it spoil your wedding because that is (hopefully) a once in a lifetime occasion that you will treasure forever :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • DebtFreeDuoDebtFreeDuo Forumite
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    1,000 Posts Second Anniversary Combo Breaker
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    I'm pretty sure you won't get in trouble posting about weightloss, I find the closest comparison to debt busting is weight loss/gain. It is your diary and you can write about whatever you like.
    Change the way you see things and the things you see will change
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    12.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    I think sorting out money, weight and clutter are all very similar.

    It's the same process; self discipline and understanding what you really need rather than just want, without lots of excess.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • NicnakNicnak Forumite
    3.8K posts
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    That yule log I refused was absolutely amazing! I'm drooling thinking about it now. x
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
    12.6K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Nicnak wrote: »
    That yule log I refused was absolutely amazing! I'm drooling thinking about it now. x

    Regrets I have a few... :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • NicnakNicnak Forumite
    3.8K posts
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    Just keep thinking about the wedding dress!
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • NicnakNicnak Forumite
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    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    I’ve lost 3lbs. I’ve got another 10 to lose to feel confident in the dress.
    10lb in 13 days is a huge ask, but it’s something to aim for.

    I’ll go drastic in the last week if I have to. Rather not as I know it’ll all just come back on and more, but I’ll have to deal with that.
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • DebtFreeDuoDebtFreeDuo Forumite
    1K posts
    1,000 Posts Second Anniversary Combo Breaker
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    You are a third of the way there of your original goal in just a couple of days, you can do it. Don't go too drastic and make sure you look after yourself.
    Change the way you see things and the things you see will change
  • NicnakNicnak Forumite
    3.8K posts
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    I will, by drastic I just mean shakes twice a day! I don’t go too bad! X
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • DebtFreeDuoDebtFreeDuo Forumite
    1K posts
    1,000 Posts Second Anniversary Combo Breaker
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    I am glad to hear that, I am sure you will look wonderful in your dress whether you lose another 3 lb or another 10!
    Change the way you see things and the things you see will change
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