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Atom Bank

jloy
jloy Posts: 2 Newbie
edited 23 August 2017 at 10:05PM in Savings & investments
Atom Bank offer relatively attractive fixed saver interest rate. However, they only allow operation via mobile phone. To withdraw money at end of fixed term, Atom say they'll prompt customer to nominate a receiving account a few days before maturity. Atom's app is currently supported on my phone, but I'm concerned whether it still will be upon maturity. I don't want to have to buy a new phone to operate Atom account.

Using the oldest iPhone on their list of supported devices. Atom customer service would not guarantee it would be supported in a year's time. Seems like they've launched product before systems fully in place to guarantee operation.

Comments

  • vouch0r
    vouch0r Posts: 206 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    why would they suddenly not support your phone?

    what OS are you running? an old iphone or android version?
  • Neil_Jones
    Neil_Jones Posts: 9,271 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Atom requires Android 5 or later. The most recent smart phones are all Android 6 or 7.

    According to the Google Android Studio development program, if one develops an app as a minimum for Android 5 it will run on 71.3% of all the active devices on the Play Store, as opposed to 39% with a minimum Android version of 6 and just 8% for an Android 7 only app.

    I don't think you have anything to worry about, the gap between Android 5 and 6 support is near enough half the potential audience as opposed to between Android 4.4 and 5 which is only 20%.
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