We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

How far back can I claim please?

Hello
I had a loan with Ocean finance maybe 10-12 years ago.
The loan was paid and I don't have any account numbers. I emailed Ocean and they replied back to say Intelligent lending ltd purchased the Ocean finance brand in August 2012.
And Ocean finance and mortgage ltd ceased trading August 2016.
I spoke to fscs and they have said can not claim due to cut off goes back to 14.1.05.
Is that the case and if not how do I get any details re the loan account number etc if that's hey have
now ceasesd trading.
Thank you

Comments

  • antrobus
    antrobus Posts: 17,386 Forumite
    chocho wrote: »
    Hello
    I had a loan with Ocean finance maybe 10-12 years ago.
    The loan was paid and I don't have any account numbers. I emailed Ocean and they replied back to say Intelligent lending ltd purchased the Ocean finance brand in August 2012.
    And Ocean finance and mortgage ltd ceased trading August 2016.
    I spoke to fscs and they have said can not claim due to cut off goes back to 14.1.05.
    Is that the case and if not how do I get any details re the loan account number etc if that's hey have
    now ceasesd trading.
    Thank you

    Ocean Finance and Mortgages Limited was dissolved on 16 August 2016.
    https://beta.companieshouse.gov.uk/company/04892540

    It is no more. It is an ex-company. It is pining for the fjords. :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.