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What Fund Sectors / Geographical Areas are considered risky and what are considered cautious?
Noobie (not so ) trying to make loads a dosh - please bear with all my questions :beer: Thanks
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Cash, UK fixed interest, UK other bonds, interenational fixed interest, gilts, property (bricks and mortar funds only), UK equity and bond are the main cautious sectors. However, the sector itself is only a guide as its possible to pick up higher risk and lower risk funds within those sectors. This is why performance tables by sector are not reliable as the top fund could be a higher risk fund having a good run in a period of growth whereas a fund ranked 30th could be the best bet because it has lower risk and is more consistent and less volatile. A fund manager aiming and achieving second quartile consistency may be better than a fund manager aiming for top quartile performance.
What is considered UK equity?
By property funds I assume you mean funds that invest in property, and not physically buying the property?
Property will be property funds that invest into commercial property (not residential). The cautious funds are the bricks and mortar funds that own the properties. The riskier funds are those that invest in property company shares/REITs. i.e. a low risk property fund is clerical medical property fund but a high risk one is Aberdeen Property Share.