PPI could a ppi Company help?

Brechinlass

Hi everyone
Would welcome any advice please. I'm retired and when I retired I had a massive clear out out of paperwork etc etc. Sure I may have had PPI on various loans etc but simply don't have Company or account details.
Would a credit check reveal any details of past loans? Or would one of these companies that offer to 'dig' for you help me?
If anyone has a similiar experience I would really be interested in hearing from you.
Thanks

dunstonh

Would a credit check reveal any details of past loans?

Only those held in the last 6 years.

Or would one of these companies that offer to 'dig' for you help me?

Your data is not in the public domain. They cannot find things you cannot.

[Deleted User]

Your credit files will show you what agreements you've had in the last 6 years.

A claims companies will ask you to look at your credit files to check what agreements you've had in the last 6 years, then take half of any payout.

Brechinlass wrote: »

I'm retired and when I retired I had a massage

Sounds nice.

Brechinlass

Whoops meant massive!!!

Telbert78

Hello everyone, my first post so be nice :0)
I commited the cardinal sin and used a company to handle my PPI claim...when I asked for a follow up today I got this as a reply, anyone shed any thoughts on it, thank you.

Hi Terry,

With regards to your ongoing complaint, I can confirm currently that your case is on hold due to a recent Supreme Court ruling known as Plevin v Paragon Finance.

This set a new judgement that business's will now need to look into the commission received by the adviser due to the sale of an insurance product. The current guidelines state that anything over the 'tipping' point the business will have to offer the client redress or part of the commission that they paid to the adviser.

I can confirm that the Financial Conduct Authority are still pending on releasing the guidelines on how business's should approach Plevin cases and they anticipate this to be at the start of the new year.

I can assure you that once these guidelines have come through your complaint will be investigated however in the meantime your complaint is left on hold.
If you have any queries please don't hesitate to phone me on 01803 322822.

McKneff

Telbert78 wrote: »

Hello everyone, my first post so be nice :0)
I commited the cardinal sin and used a company to handle my PPI claim...when I asked for a follow up today I got this as a reply, anyone shed any thoughts on it, thank you.

Hi Terry,

With regards to your ongoing complaint, I can confirm currently that your case is on hold due to a recent Supreme Court ruling known as Plevin v Paragon Finance.

This set a new judgement that business's will now need to look into the commission received by the adviser due to the sale of an insurance product. The current guidelines state that anything over the 'tipping' point the business will have to offer the client redress or part of the commission that they paid to the adviser.

I can confirm that the Financial Conduct Authority are still pending on releasing the guidelines on how business's should approach Plevin cases and they anticipate this to be at the start of the new year.

I can assure you that once these guidelines have come through your complaint will be investigated however in the meantime your complaint is left on hold.
If you have any queries please don't hesitate to phone me on 01803 322822.

You need to start a thread of your own . No one will know who is talking to who. Please deletr

Nasqueron

Telbert78 wrote: »

Hello everyone, my first post so be nice :0)
I commited the cardinal sin and used a company to handle my PPI claim...when I asked for a follow up today I got this as a reply, anyone shed any thoughts on it, thank you.

Hi Terry,

With regards to your ongoing complaint, I can confirm currently that your case is on hold due to a recent Supreme Court ruling known as Plevin v Paragon Finance.

This set a new judgement that business's will now need to look into the commission received by the adviser due to the sale of an insurance product. The current guidelines state that anything over the 'tipping' point the business will have to offer the client redress or part of the commission that they paid to the adviser.

I can confirm that the Financial Conduct Authority are still pending on releasing the guidelines on how business's should approach Plevin cases and they anticipate this to be at the start of the new year.

I can assure you that once these guidelines have come through your complaint will be investigated however in the meantime your complaint is left on hold.
If you have any queries please don't hesitate to phone me on 01803 322822.

Basically your PPI complaint has failed.

You may get a smaller refund of the commission related to the Plevin case