Which bank account for me?

ClaphamDave · 11 December 2016 at 7:17PM

Hi all,

I have a separate bank account for matched betting. It gets used for nothing else so no direct debits or regular income. There is constantly money coming in and going out however, I'd say a £2k a month roughly. I'm looking to get as much as I can out of my bank account (I only swapped to this one for the £100 bonus about two years ago) so am wondering how to do this.

I *think* I meet most of the criteria for incoming funds but haven't got any direct debits set up. I see that Lloyds have a £100 bonus but it expires today so not sure I could still make that one.

What's the cheapest way to set up a DD? I don't want to pay any bills as that's already done from my main account. I also have a savings account and credit card with Halifax, not sure if I could use those?

So far my thoughts are:

Stay with Halifax, set up two DDs and get the £5 a month bonus.

Set up the 2 DDs anyway and go elsewhere, hopefully getting a switching bonus in the process.

I'd no idea. Any suggestions?

Thanks all