Taking mortgage from UK bank while I have another international account

dzevel5

Hello, I left with one question that really bother me. I'm just a step before give the OK to the mortgage lender.
My status is:
- I live in the UK since Jan 2015 - legal with an EU passport.
- I have an HSBC account (more than 6 months) where I pay my bills and rent with an updated UK address.
- I'm a permanent employee in the UK
- I have an international account (offshore) with my old address where I lived before the UK outside the EU

The reason I have an International account is because I couldn't open a bank account before I moved to the UK because I didn't have a proof of address, but I couldn't rent a house before I have bank account, so I open this international account to start with.
this international account is still active today, because this is where the company I work for pay me the salary (GBP)

This may cause any issue? delay? reject?

Thank you very much.

Thrugelmir

Much will depend on the requirements of each individual lender. Given your short period of time in the UK there may be other hurdles to be overcome.

dzevel5

What kind of obstacle for example?

Thrugelmir

A short period of time means you have created little history on which lenders will be able to profile you and to base a decision. Lenders will have different requirements and target different market segments for new business.

dzevel5

Sorry I'm very confused now
What is a short period of time? less then 3, 6 or 12 months?
can they reject my request based on it?
Is the Lloyds international is good enough as a good history proof or it's not because the address is not a UK?

How would you suggest to prepare ?